Our main goal is to get you out of debt.
Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option. Our debt settlement program is actually quite simple.
How it works:
We will set you up with an affordable monthly savings plan, (which is determined on a client-by-client basis between you and a counselor at Smartway One Financial). Based upon what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be debt free.
Upon enrollment, your creditors will be contacted immediately in writing. These letters are to let them know that we are now representing you, and also to advise them of your interest in settling your debt with them. Reaching a settlement can be a very lengthy process, and usually takes several phone calls and communications between Smartway One Financial and the creditor. Once a settlement offer has been reached, and you as the client have agreed on this amount, we will obtain that settlement offer in writing from the creditor. We will then authorize a check to be distributed from your trust account and overnight this to the creditor. |
